Insurance Information

Accepted Insurance

I am currently accepting:

  • Cigna
  • Aetna
  • Blue Cross Blue Shield
  • Florida Blue
  • Tricare
  • Health Advocate EAP
  • ComPsych
  • United Health Care
  • Optum
  • UMR


You have choices when it comes to paying for the investment in your therapy. Often times, insurance providers include mental health benefits. Depending on the provider this coverage varies. To determine your mental health benefits, contact your insurance carrier by calling the phone number for customer service located on your insurance card. When checking your coverage, the following questions may be helpful to ask:


– What are my benefits for mental health services?

– Do I have a deductible? Has it been met?

– Do I have a co-pay for each session?

– How many sessions are covered each year?

– Is prior authorization needed?


If you have a PPO plan, you most likely have what are called Out-Of-Network (OON) benefits. This means your insurance may reimburse you a percentage of any out-of-pocket costs as determined by your plan’s coverage. I recommend calling your insurance provider directly to determine what your plan offers- you may be surprised! I will gladly provide you a monthly superbill that you can submit to insurance.


I accept cash, check and all major credit cards as forms of payment.

Cancellation Policy

It is important you make it to all your scheduled appointments. When there are missed appointments, it can cause a lapse in care that can inhibit treatment progress and growth. When you schedule an appointment, that time is now committed to your care. Each day’s schedule is carefully planned to ensure adequate time to see clients, plan for sessions, complete reports, make calls, and all the other items that go into providing the best client care. If you don’t show up, or don’t provide enough cancellation notice, that time could have been scheduled for someone else who may require clinical attention, care or assessment.

Please provide 24 hours notice if you cannot keep your scheduled appointment to avoid a cancellation fee. Cancellation fees are $60 for each missed session. Insurances do not cover or reimburse the cost associated with a missed session. Insurances do not cover or reimburse the cost associated with a missed session.

Private Pay

Some people choose not to utilize their health insurance benefits, which in that case you would pay out of pocket at the hourly rate. You do NOT have to utilize your health insurance if you don’t want to.

If you do not have health insurance, you are required to pay out of pocket for your therapy services. Fees vary depending on the amount of time therapy lasts, as well as the type of therapy being provided.

Sliding Scale

I reserve a select number of sliding scale spots in my practice. If you are in need please contact me and we can discuss your situation.

Any Other Questions

Please contact me for any additional questions you may have. I look forward to hearing from you!

Contact Today

1416 Park Ave Suite 201
Fernandina Beach, FL 32034
(904) 601-6107

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